Verification
Bank Account Enquiry.
Resolve any Nigerian bank account number to the account holder's name in one call — powered by NIBSS Instant Account Resolution.
One request
A single call. Real data.
Copy, paste your test key, and get a real response in seconds.
verify-account-enquiry.sh
curl -X POST https://api.karverifi.com/v1/verifications/account \
-H "Authorization: Bearer kv_test_xxxx" \
-H "Content-Type: application/json" \
-H "Idempotency-Key: $(uuidgen)" \
-d '{
"account_number": "0123456789",
"bank_code": "058"
}'What you get
Everything the compliance team asks for.
Every Nigerian bank
All CBN-licensed commercial, merchant, and non-interest banks — plus microfinance banks and OFIs.
Sub-second resolution
Straight through NIBSS IAR — typical response time is 400ms.
BVN-linkage signal
Know whether the account is BVN-tied so you can gate high-value payouts appropriately.
Individual vs. business
Account type is returned so your rules engine can enforce corporate-only payment rails.
Response shape
A typical successful response.
200 OK · application/json
{
"id": "ver_01HXKBQZ3XBN9YJT4EXAMPLE",
"type": "account_enquiry",
"outcome": "passed",
"created_at": "2026-07-17T09:20:41Z",
"data": {
"account_number": "0123456789",
"bank_code": "058",
"bank_name": "Guaranty Trust Bank",
"account_name": "CHUKWUEMEKA NWOSU",
"account_type": "individual",
"bvn_linked": true
}
}Questions
Common questions on bank account enquiry.
Yes. Some banks call it "name enquiry" or "account lookup". Same rail, same NIBSS IAR service.
Ready to ship?
Wire up bank account enquiry today.
Test in sandbox for free, go live the same afternoon.